About the 84103 Zip Code — The Avenues, Capitol Hill & Federal Heights
84103 is the hillside above downtown Salt Lake City — the oldest continuously settled residential ground in the state. It begins at South Temple, climbs north and east into the Wasatch foothills, and covers roughly 15 square miles, though a large share of that is undeveloped canyon and open space rather than housing. It sits entirely inside Salt Lake County and holds approximately 14,500 housing units for a population in the range of 22,000 to 24,500. The zip code contains several distinct communities: The Avenues on the numbered-and-lettered grid, Capitol Hill and the Marmalade District around the State Capitol, Federal Heights on the east edge above the University of Utah, and the Ensign Downs, North Hills, Arlington Hills, and Virginia Heights enclaves higher on the bench.
What makes 84103 unlike the downtown zip codes is that it is a house market, not a condo market. Where 84101 sells converted lofts and high-rise towers, 84103 sells detached homes on small hillside lots — and most of them are old. The median home in the most recent WFRMLS sample was built in 1939, and the sample ran from an 1890 Victorian to a 2026 new build. The Avenues and Capitol Hill are dense with brick Victorian, bungalow, and Craftsman houses from roughly 1890 to 1930, much of it inside the Avenues Historic District. Federal Heights adds 1920s period-revival estates on larger, tree-lined lots. The Upper Avenues and Ensign Downs contribute mid-century and contemporary homes built into the slope for the view. Only one of the 45 recent single-family closings carried an HOA at all — a near-total absence of association fees that separates 84103 from almost every other price-comparable zip code in the valley.
Schools fall under the Salt Lake City School District. Among recent sales, elementary assignment ran to Ensign, Wasatch, or Washington; middle school almost entirely to Bryant, with a small share to Clayton; and high school almost entirely to West, with the far southeast corner feeding East. The district has closed schools and redrawn elementary boundaries since 2024 and has signaled that further consolidation is likely, so assignment should always be confirmed with the district before an offer is written. Private options draw heavily here too — Rowland Hall-St Mark’s, Judge Memorial, the McGillis School, the Madeleine Choir School, and City Academy all appeared in recent listing records. Access is unusual for a hillside neighborhood: downtown is a walk or a short drive, the University of Utah and its hospital complex sit minutes east, and City Creek Canyon, Memory Grove, Ensign Peak, and the Bonneville Shoreline Trail begin at the top of the street grid.
If you are buying or selling in 84103, the commission math is larger here than in most of Utah, because the prices are. At the recent single-family median of roughly $1.2 million, DiscountAgent.com’s 50% buyer rebate returns approximately $18,000 to you at closing. On the sell side, listing at 1.5% instead of a traditional 3% listing commission saves a $1.2 million seller approximately $18,000, and a $2,500,000 Federal Heights seller approximately $37,500. That matters more than usual in this zip code: 76 percent of recent sales closed below their original list price, which means pricing strategy and negotiation — not just exposure — decide the outcome. Aaron Peters handles every transaction personally. Browse Salt Lake City neighborhoods, see every Salt Lake City zip code, or check current Salt Lake City open houses.
WFRMLS Data • 45 Closed Sales
84103 Market Snapshot — What Actually Sold
Every single-family closing recorded in the 84103 zip code through the Wasatch Front Regional MLS between late May and August 17, 2026. Utah is a non-disclosure state, so individual sale prices and addresses are not published — these are aggregate figures only.
By Sub-Area
| Sub-Area | Closed Sales | Median Price | Median $/Sq Ft | Median DOM |
|---|---|---|---|---|
| The Avenues (lower and upper) | 28 | ~$1.02M | $402 | 23 |
| Federal Heights & east foothills | 9 | ~$2.45M | $428 | 38 |
| Capitol Hill, Marmalade & Ensign Downs | 8 | ~$873,000 | $370 | 48 |
| All 84103 | 45 | ~$1.2M | $392 | 31 |
84103 is not one market — it is three, and they are more than $1.5 million apart at the median. Federal Heights and the east foothills cleared at roughly two and a half times the Capitol Hill median. The Avenues sits in between and does the volume: 28 of 45 sales, and the fastest median marketing time of the three at 23 days. Capitol Hill and Marmalade offer the lowest entry point per square foot in the zip code, but took roughly twice as long to sell.
By Era Built
| Era Built | Closed Sales | Median Price | Median $/Sq Ft | Median DOM |
|---|---|---|---|---|
| Pre-1920 | 14 | ~$859,000 | $384 | 26 |
| 1920 – 1945 | 12 | ~$1.07M | $374 | 27 |
| 1946 – 1979 | 10 | ~$1.59M | $436 | 13 |
| 1980 or newer | 9 | ~$1.88M | $448 | 48 |
This is the table most 84103 sellers get wrong. The market pays a premium per square foot for post-war construction on this hillside, not for the oldest houses — mid-century homes cleared at $436 per square foot against $384 for pre-1920 stock, and they went under contract in a median of 13 days versus 26. Century-old Avenues and Capitol Hill houses are the emotional heart of the zip code, but buyers price them on condition and systems, not on age. The newest and largest homes command the highest headline prices and the highest price per square foot, and also sit the longest, because the buyer pool at that level is small.
By Bedroom Count
| Bedrooms | Closed Sales | Median Price | Median $/Sq Ft | Median DOM |
|---|---|---|---|---|
| 2 bedroom | 3 | see note | $409–$489 | — |
| 3 bedroom | 8 | ~$743,000 | $376 | 28 |
| 4 bedroom | 21 | ~$1.15M | $423 | 27 |
| 5 bedroom | 10 | ~$1.77M | $402 | 45 |
| 6+ bedroom | 3 | see note | $320–$472 | — |
Two-bedroom and six-bedroom groups are shown as price-per-square-foot ranges only. With three sales each, publishing a median would effectively disclose an individual transaction, and Utah is a non-disclosure state. The four-bedroom house is the center of this market by a wide margin — 21 of 45 sales — and it carries the highest price per square foot of any bedroom count with a meaningful sample, because it is the configuration buyers compete hardest for on this hillside.
Sales by Price Band
| Price Band | Closed Sales | Share of Market |
|---|---|---|
| Under $600,000 | 4 | 9% |
| $600,000 – $800,000 | 7 | 16% |
| $800,000 – $1,000,000 | 8 | 18% |
| $1,000,000 – $1,500,000 | 9 | 20% |
| $1,500,000 – $2,000,000 | 11 | 24% |
| Over $2,000,000 | 6 | 13% |
More than a third of 84103 single-family sales cleared $1.5 million, and 13 percent cleared $2 million — a luxury tier deeper than any other zip code on the north end of the valley. At the same time, roughly one sale in four came in under $800,000, almost all of it smaller pre-1930 cottages in the Lower Avenues, Capitol Hill, and Marmalade. Both ends of this market are real, and they behave very differently.
How Long Homes Took to Sell
| Days on Market | Closed Sales | Share |
|---|---|---|
| 0 – 14 days | 13 | 29% |
| 15 – 30 days | 9 | 20% |
| 31 – 60 days | 11 | 24% |
| 61 – 90 days | 9 | 20% |
| 91+ days | 3 | 7% |
Nearly half of 84103 homes went under contract inside a month, and the long tail is much shorter than downtown’s — only 7 percent sat past 90 days. But the median of 31 days understates the real story, which is what those homes had to give up on price to get there.
The Negotiation Picture
| Measure | Result |
|---|---|
| Sold below original list price | 34 of 45 (76%) |
| Sold at original list price | 8 of 45 (18%) |
| Sold above original list price | 3 of 45 (7%) |
| Median sale price as share of original list | ~96% |
| Median reduction among homes that discounted | ~6% |
| Largest reduction from original list | ~23% |
| Sales with seller-paid concessions | 24 of 45 (53%) |
| Median concession amount | ~$9,000 |
| Cash purchases | 7 of 45 (16%) |
This is the single most useful number on this page: three out of four 84103 sellers took less than they first asked. The median home sold at about 96 percent of its original list price, and more than half of all sales also included a seller-paid concession on top of that. Sellers who priced correctly on day one generally sold inside two weeks; sellers who tested a number and then chased the market down gave up roughly six percent, and in one case nearly a quarter of the asking price. In a market this negotiation-heavy, the difference between a 1.5% listing commission and a traditional 3% is not the only money on the table — but it is the only part of it that is fully within your control before the first showing.
Source: Wasatch Front Regional MLS (utahrealestate.com), closed single-family sales with a 84103 property address, closing dates May 28 through August 17, 2026. Data pulled August 20, 2026. Condominiums, townhomes sold as attached product, and multi-family are not included in this sample. WFRMLS figures revise as late closings report. All dollar figures are approximate and rounded. Information deemed reliable but not guaranteed.
The 84103 Inventory
Neighborhoods in the 84103 Zip Code
Almost everything that sells in 84103 is a detached house — so knowing the neighborhoods is knowing the market. Prices, architecture, and marketing time shift sharply from one part of this hillside to the next.
Thinking about a specific street or pocket? Ask Aaron directly — 801-243-8900. Block-level differences matter more in 84103 than almost anywhere in the valley: a single street can separate a protected view corridor from a blocked one, a walkable lower-Avenues block from a steep upper-Avenues climb, or one elementary boundary from another. 84103 also takes in the smaller Ensign Downs, North Hills, Arlington Hills, and Virginia Heights enclaves higher on the bench.
Looking outside 84103? Browse all Salt Lake City neighborhoods, compare 84101 downtown homes, see every Salt Lake City zip code, or check current Salt Lake City open houses.
Buyer Rebate
84103 Home Buyer Rebate — How Much You Get Back
Most buyers never see the buyer-agent commission because it is baked into the price. DiscountAgent.com hands half of it back to you at closing. Here is what that looks like across the 84103 price range.
| 84103 Purchase Price | Traditional 3% Buyer Commission | Your 50% Rebate |
|---|---|---|
| $500,000 | $15,000 | $7,500 |
| $750,000 | $22,500 | $11,250 |
| $1,000,000 | $30,000 | $15,000 |
| $1,250,000 | $37,500 | $18,750 |
| $1,750,000 | $52,500 | $26,250 |
| $2,500,000 | $75,000 | $37,500 |
84103 context: at the recent single-family median of roughly $1.2 million, the rebate lands near $18,000. That is real money against the things century-old Avenues and Capitol Hill houses actually need — knob-and-tube rewiring, sewer lateral replacement, seismic bracing, or a furnace and central air retrofit in a house that never had ducts. Buyers moving up into Federal Heights at $2.5 million receive approximately $37,500 back.
*Assumes a 3% buyer-agent commission with 50% rebated at closing. Actual rebate depends on the commission offered on the specific listing and is subject to lender approval. All figures approximate.
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