Brand-new 4-bedroom home with walkout ADU basement at 913 W Bullion St in Murray, Utah — sold with buyer commission cash back from DiscountAgent.com


DiscountAgent.com Blog • Buyer Success Story

SOLD — Buyer Represented

Our buyer purchased a brand-new, never-lived-in 4-bedroom home with a fully finished walkout ADU basement in Murray’s Bullion community using a conventional loan — and received approximately $11,000 in cash back at closing through the DiscountAgent.com 50% buyer agent commission program.

By Aaron Peters, Licensed Utah Real Estate Broker  |  Published September 2026  |  Murray, UT 84123

Property Details

913 W Bullion St #10, Murray, UT 84123

Bullion  •  Salt Lake County

4

Bedrooms

3

Bathrooms

2,582

Total Sq Ft

2025

Year Built

Buyer Commission Cash Back

Approximately $11,000

Cash back at closing through the DiscountAgent.com 50% buyer agent commission program — applied directly toward closing costs on a conventional loan.

Why “approximately”?  Utah is a non-disclosure state, which means home sale prices are not public record. We report an approximate cash back amount to protect our client’s transaction details while still showing real savings.

A Brand-New Home With a Built-In ADU in Murray’s Bullion Community

This never-lived-in 2025 build from Garbett Homes gave our buyer something genuinely hard to find in Salt Lake County: a new-construction home with a fully finished, permitted ADU already built in. The two-story main home offers three bedrooms upstairs including a primary suite with a walk-in closet and a separate tub and shower, plus an open main level with a built-in range and oven, instantaneous hot water, and designer finishes throughout. Expansive windows fill the living spaces with natural light, and mountain views are visible from the home.

The 766-square-foot walkout basement ADU is the standout feature. It is attached but fully self-contained — one bedroom, one bathroom, a full kitchen, its own laundry, and a separate private entrance. That makes it immediately usable for rental income, multigenerational living, a private guest suite, or a home office wing. Because it was built as part of the original construction rather than converted later, it carries the same builder warranty as the rest of the home.

Energy efficiency is a real differentiator here. The home carries a Home Energy Rating and uses a heat pump system with a 95%-or-better efficiency furnace, central air, and smart thermostats — meaningfully lower operating costs than a comparable older Murray home. Fiber and wired Ethernet are already run, and fiber optic internet is included in the HOA. The two-car attached garage plus four additional parking spaces easily accommodates both households when the ADU is occupied.

Located in Murray, this home sits minutes from I-15, I-215, Fashion Place Mall, Intermountain Medical Center, and the TRAX light rail line. The Bullion community includes a park, BBQ area, and green space. Students at this address are assigned to the Murray City School District, including Viewmont Elementary, Riverview Junior High, and Murray High School.

How the 50% Buyer Cash Back Worked on This Purchase

Every home buyer who works with Aaron Peters through the DiscountAgent.com program receives 50% of the buyer agent commission as cash back at closing. On this Murray purchase, that meant approximately $11,000 returned directly to the buyer. The cash back was credited at the closing table and applied toward the buyer’s closing costs on their conventional loan.

New-construction purchases are one of the strongest use cases for commission cash back. Builders typically publish a set price and offer buyer agent compensation as part of the transaction — and many buyers assume that means bringing their own agent costs them nothing but also gains them nothing. That is exactly backwards. The compensation is already built into the deal whether or not you bring representation, so the real question is who keeps it. Working with a buyer’s agent who returns half of it puts thousands back in your pocket at closing on a purchase where you might otherwise have walked in unrepresented.

Representation matters on new construction for reasons beyond the cash back, too. Builder purchase agreements are written by the builder’s attorneys and favor the builder. Having someone review the contract, track construction and warranty timelines, attend the final walkthrough, and hold the builder to their punch list is worth having — particularly on a home with an ADU, where permitting and separate-entrance details need to be verified rather than assumed.

There are no gimmicks and no hidden fees. As a licensed Utah real estate broker with over 100 five-star reviews, I personally provide the same full-service representation that traditional agents charge the full commission for — showing homes, writing offers, negotiating inspections, and managing the entire transaction through closing. The only difference is that you keep half the commission as cash back. DiscountAgent.com is a buyer rebate program, not a real estate brokerage — your representation comes from me directly as a licensed broker. Learn more on the buyer commission cash back page.

How Much Cash Back Will You Get?

Buy any Utah home through the DiscountAgent.com program and receive 50% of the buyer agent commission as cash back at closing.

Home Price3% CommissionYour 50% Cash Back
$440,000 $13,200 $6,600
$530,000 $15,900 $7,950
$615,000 $18,450 $9,225
$690,000 $20,700 $10,350
$790,000 $23,700 $11,850
$925,000 $27,750 $13,875

Cash back is applied at closing as a credit toward closing costs, a mortgage rate buy-down, or a cash check. Same full-service representation — half the cost.

Utah real estate agent commissions are 100% negotiable. Savings estimates are based on a 3% buyer’s agent commission. Savings are not guaranteed.

Quick Facts About This Murray Home

Home Type

Single Family — 2-Story

Lot Size

0.13 Acres — Flat, Auto Sprinklers

Garage

2-Car Attached + 4 Parking Spaces

Basement

Full Walkout — 100% Finished

ADU

766 Sq Ft — 1 Bed, 1 Bath, Own Entrance

HOA

$75/mo — Fiber Internet Included

Financing

Conventional Loan

School District

Murray City School District

Why Murray Works So Well for Buyers Who Want an ADU

Murray sits at the geographic center of Salt Lake Valley, which is exactly what makes it strong for a home with a rental unit. The location is minutes from I-15, I-215, and multiple TRAX stations, and within a short drive of Intermountain Medical Center, Fashion Place Mall, and downtown Salt Lake City. That combination — central location, transit access, and a major hospital campus nearby — supports steady demand from the kind of renters who make an ADU worth having, including travel nurses, medical residents, and graduate students.

Murray also runs its own school district rather than being part of Granite or Canyons, which gives it a smaller, more community-oriented feel than its size suggests. The Murray City School District serves the area with schools at every level, and the district is currently investing in new facilities. For buyers who want new construction with income potential in a central Salt Lake County location — and who want thousands in cash back at closing — Murray is one of the better bets in the valley.

Buying a Home in Murray or Anywhere in Utah?

Get the same full-service buyer representation — and keep 50% of the buyer agent commission as cash back at closing. No catch. No reduced service. Just more money in your pocket.

Or call/text: 801-243-8900

Frequently Asked Questions

About buyer commission cash back and buying in Murray, Utah

What is buyer agent commission cash back?

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Buyer agent commission cash back is when your real estate agent returns a portion of their commission to you at closing. Through the DiscountAgent.com program, every buyer receives 50% of the buyer agent commission back as cash. This money can be used toward closing costs, rate buy-downs, prepaid expenses, or any other purpose your lender allows. Commission cash back is legal in Utah and most other states.

Can ADU rental income help you qualify for a mortgage?

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In some cases yes — certain conventional and FHA loan programs allow a portion of documented ADU rental income to count toward qualifying, but the rules are specific and vary by program. Lenders generally want to see that the unit is legally permitted, has its own entrance and kitchen, and is supported by a market rent appraisal. Because guidelines differ between loan types and change over time, talk to your lender early if rental income is part of how you plan to qualify — before you write an offer, not after.

Should you bring your own agent when buying new construction?

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Yes — and it typically costs you nothing extra, because buyer agent compensation is usually already built into the builder’s pricing whether or not you bring representation. The agent in the builder’s model home works for the builder, not for you. Your own agent reviews the builder’s purchase agreement, tracks construction and warranty timelines, attends the final walkthrough, and holds the builder to the punch list. With commission cash back, you also keep half of that compensation instead of leaving it on the table — see the new construction rebate page for details.

Do you get the same level of service with a discount buyer’s agent?

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Yes — you receive full-service buyer representation identical to what traditional agents offer. DiscountAgent.com is a buyer rebate program, not a brokerage; your representation comes directly from Aaron Peters, a licensed Utah real estate broker with over 100 five-star Google reviews. You get help with home tours, offer strategy, negotiations, inspections, appraisals, and closing coordination. The only difference is that you keep half the commission instead of your agent keeping it all.

What schools serve the Bullion community in Murray?

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Homes in the Bullion community are served by the Murray City School District. The assigned schools are Viewmont Elementary, Riverview Junior High, and Murray High School. Murray runs its own district separate from Granite and Canyons, which gives it a smaller, more community-oriented feel, and the district is currently investing in new school facilities.

Is Murray a good place to buy a home in 2026?

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Murray remains one of the most practical locations in Salt Lake County for buyers in 2026. Its central position gives quick access to I-15, I-215, and TRAX, with Intermountain Medical Center, Fashion Place Mall, and downtown Salt Lake City all close by. That central access supports both resale demand and rental demand, which matters if you are buying a home with an ADU or planning to rent part of the property.

How do I get cash back when purchasing a home in Utah?

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Get in touch before you start house-hunting to ensure your cash back is set up from the beginning. Call or text Aaron Peters at 801-243-8900 or visit discountagent.com/commission-rebate. There is no obligation to sign anything upfront, and the cash back applies to any home you purchase in Utah when Aaron Peters represents you as your buyer’s agent.

Ready to Save Thousands on Your Next Home?

Whether you’re buying in Murray, Salt Lake County, or anywhere in Utah — the DiscountAgent.com program gives you 50% of the buyer agent commission back at closing.

801-243-8900

Call or text anytime — Aaron Peters, Licensed Utah Real Estate Broker

Posted by Discount Agent on

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